                &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}&\multicolumn{1}{c}{(4)}&\multicolumn{1}{c}{(5)}&\multicolumn{1}{c}{(6)}&\multicolumn{1}{c}{(7)}&\multicolumn{1}{c}{(8)}&\multicolumn{1}{c}{(9)}&\multicolumn{1}{c}{(10)}&\multicolumn{1}{c}{(11)}\\
                &\multicolumn{1}{c}{Q1}&\multicolumn{1}{c}{Q2}&\multicolumn{1}{c}{Q3}&\multicolumn{1}{c}{Q4}&\multicolumn{1}{c}{Q5}&\multicolumn{1}{c}{Q6}&\multicolumn{1}{c}{Q7}&\multicolumn{1}{c}{Q8}&\multicolumn{1}{c}{Q9}&\multicolumn{1}{c}{Q10}&\multicolumn{1}{c}{Q11}\\
\midrule
Female          &    0.043\sym{***}&    0.045\sym{***}&    0.042\sym{***}&    0.027\sym{***}&    0.012\sym{***}&    0.006\sym{*}  &    0.002         &    0.005\sym{**} &    0.005\sym{**} &    0.005\sym{**} &    0.005\sym{**} \\
                &  (0.007)         &  (0.006)         &  (0.006)         &  (0.006)         &  (0.004)         &  (0.003)         &  (0.002)         &  (0.002)         &  (0.002)         &  (0.002)         &  (0.002)         \\
\addlinespace
Loan Client     &   -0.029\sym{***}&   -0.030\sym{***}&   -0.028\sym{***}&   -0.015\sym{**} &   -0.009\sym{**} &   -0.006\sym{*}  &   -0.004         &   -0.004         &   -0.003         &   -0.003         &   -0.003         \\
                &  (0.008)         &  (0.007)         &  (0.007)         &  (0.006)         &  (0.004)         &  (0.003)         &  (0.002)         &  (0.003)         &  (0.002)         &  (0.002)         &  (0.002)         \\
\addlinespace
Lives in Accra  &    0.002         &   -0.002         &   -0.002         &    0.010\sym{*}  &    0.008\sym{**} &    0.006\sym{*}  &    0.005\sym{**} &    0.003         &    0.002         &    0.002         &    0.001         \\
                &  (0.008)         &  (0.007)         &  (0.007)         &  (0.006)         &  (0.004)         &  (0.003)         &  (0.002)         &  (0.002)         &  (0.002)         &  (0.002)         &  (0.002)         \\
\addlinespace
$\text{Age} /$ 100&    0.095\sym{*}  &    0.163\sym{***}&    0.144\sym{***}&    0.098\sym{**} &    0.038         &    0.053\sym{**} &    0.038\sym{**} &    0.039\sym{**} &    0.040\sym{**} &    0.039\sym{**} &    0.041\sym{**} \\
                &  (0.054)         &  (0.048)         &  (0.047)         &  (0.043)         &  (0.027)         &  (0.022)         &  (0.016)         &  (0.017)         &  (0.017)         &  (0.016)         &  (0.016)         \\
\addlinespace
$\text{Age}^2 /$ 10,000&   -0.008         &   -0.036         &   -0.028         &   -0.022         &   -0.007         &   -0.015         &   -0.012         &   -0.011         &   -0.010         &   -0.010         &   -0.011         \\
                &  (0.042)         &  (0.037)         &  (0.036)         &  (0.033)         &  (0.021)         &  (0.017)         &  (0.012)         &  (0.013)         &  (0.013)         &  (0.013)         &  (0.012)         \\
\addlinespace
Savings (100 GHS)&   -0.003\sym{*}  &   -0.004\sym{***}&   -0.002\sym{**} &   -0.001         &   -0.001         &   -0.001\sym{**} &   -0.001\sym{**} &   -0.001         &   -0.001\sym{*}  &   -0.001\sym{*}  &   -0.001\sym{*}  \\
                &  (0.001)         &  (0.001)         &  (0.001)         &  (0.001)         &  (0.001)         &  (0.001)         &  (0.000)         &  (0.000)         &  (0.000)         &  (0.000)         &  (0.000)         \\
\addlinespace
Savings (100 GHS) squared&    0.000         &    0.000\sym{***}&    0.000         &    0.000         &    0.000         &    0.000\sym{**} &    0.000\sym{**} &    0.000\sym{*}  &    0.000\sym{**} &    0.000\sym{**} &    0.000\sym{**} \\
                &  (0.000)         &  (0.000)         &  (0.000)         &  (0.000)         &  (0.000)         &  (0.000)         &  (0.000)         &  (0.000)         &  (0.000)         &  (0.000)         &  (0.000)         \\
\midrule
Observations    &    10000         &    10000         &    10000         &    10000         &    10000         &    10000         &    10000         &    10000         &    10000         &    10000         &    10000         \\
F statistic     &    6.237         &   10.872         &    8.508         &    4.459         &    2.716         &    2.687         &    2.193         &    2.325         &    2.312         &    2.308         &    2.400         \\
p-value         &    0.000         &    0.000         &    0.000         &    0.000         &    0.004         &    0.004         &    0.020         &    0.013         &    0.014         &    0.014         &    0.010         \\
Mean Attrition  &    0.851         &    0.887         &    0.892         &    0.913         &    0.967         &    0.980         &    0.989         &    0.987         &    0.988         &    0.989         &    0.989         \\
